Effective Date: 26/09/2023
Introduction
Welcome to FourPercentHub.com (referred to as “we”, “us”, or “our”). We highly value your privacy and are committed to safeguarding your personal information. This Privacy Policy elucidates how we collect, use, protect, and share your data when you visit our website or use our services.
GDPR Compliance
We are committed to complying with General Data Protection Regulation (GDPR) when handling personal data. Our website is designed to protect the privacy of EU citizens and we collect, process and store personal data in accordance with GDPR requirements.
My Company is committed to ensuring the security and protection of the
personal information that we process, and to provide a compliant and consistent approach to
data protection.
We have created this GDPR Compliance Statement to explain our approach to implementing our
GDPR compliance program. It describes the implementation of our data protection roles, policies,
procedures, controls and measures to ensure ongoing compliance with GDPR.
Our GDPR Principles
My Company takes the privacy and security of individuals and their personal information very
seriously. Our principles for processing personal information are:
● We will process all personal information fairly and lawfully
● We will only process personal information for specified and lawful purposes
● Where practical, we will keep personal information up to date
● We will not keep personal information for longer than is necessary
Information We Collect
We may collect personal information that you voluntarily provide to us, such as your name, email address, and any information you share when interacting with our content, subscribing to our newsletter, or engaging in our services. We take your consent seriously and will never collect personal information without your explicit agreement.
Use of Your Information
Your personal data is crucial for us to enhance and tailor your experience on our website. We utilize the information we gather to improve our services, address your queries, customize your interactions, and provide you with pertinent updates and newsletters. Rest assured, we only use your information for legitimate business purposes and communication.
Sharing Your Information
We hold your privacy in high regard and do not engage in selling, trading, or renting your personal information to third parties. In some instances, we might collaborate with trusted service providers to assist us in maintaining our website and conducting our business, always ensuring they adhere to stringent confidentiality standards.
Cookies and Analytics
To provide you with an optimal browsing experience and better insights into user behavior, we employ cookies and similar technologies on our website. These cookies gather non-personal data about your interactions with our platform. You have the option to modify your browser settings to decline cookies, although this could impact your website experience.
Third-Party Links
Please be aware that our website may contain links to third-party websites. While we exercise due diligence in linking to reputable sources, we are not responsible for the privacy practices or content of these external sites. We recommend reviewing the privacy policies of any third-party sites you visit.
Data Security
We understand the paramount importance of safeguarding your personal data and employ reasonable measures to protect it from unauthorized access, disclosure, alteration, or destruction. Nevertheless, it’s essential to acknowledge that no online data transmission or storage is entirely immune to risks.
Your Rights
Your rights pertaining to your personal information are of utmost significance. You retain the right to access, update, or request the deletion of your data. Additionally, you can unsubscribe from our communications at any time. For any such requests or inquiries, kindly contact us at info@fourpercenthub.com, and we will promptly address your concerns.
CCPA Privacy Policy
This privacy notice section for California residents supplements the information contained in Our Privacy Policy and it applies solely to all visitors, users, and others who reside in the State of California.
Categories of Personal Information Collected
We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular Consumer or Device. The following is a list of categories of personal information which we may collect or may have been collected from California residents within the last twelve (12) months.
Please note that the categories and examples provided in the list below are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact collected by Us, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been collected. For example, certain categories of personal information would only be collected if You provided such personal information directly to Us.
- Category A: Identifiers.
Examples: A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, driver’s license number, passport number, or other similar identifiers.
Collected: Yes.
- Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).
Examples: A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.
Collected: Yes.
- Category C: Protected classification characteristics under California or federal law.
Examples: Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).
Collected: No.
- Category D: Commercial information.
Examples: Records and history of products or services purchased or considered.
Collected: Yes.
- Category E: Biometric information.
Examples: Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.
Collected: No.
- Category F: Internet or other similar network activity.
Examples: Interaction with our Service or advertisement.
Collected: Yes.
- Category G: Geolocation data.
Examples: Approximate physical location.
Collected: No.
- Category H: Sensory data.
Examples: Audio, electronic, visual, thermal, olfactory, or similar information.
Collected: No.
- Category I: Professional or employment-related information.
Examples: Current or past job history or performance evaluations.
Collected: No.
- Category J: Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).
Examples: Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.
Collected: No.
- Category K: Inferences drawn from other personal information.
Examples: Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
Collected: No.
Under CCPA, personal information does not include:
- Publicly available information from government records
- Deidentified or aggregated consumer information
- Information excluded from the CCPA’s scope, such as:
- Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data
- Personal Information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994
Sources of Personal Information
We obtain the categories of personal information listed above from the following categories of sources:
- Directly from You. For example, from the forms You complete on our Service, preferences You express or provide through our Service, or from Your purchases on our Service.
- Indirectly from You. For example, from observing Your activity on our Service.
- Automatically from You. For example, through cookies We or our Service Providers set on Your Device as You navigate through our Service.
- From Service Providers. For example, third-party vendors to monitor and analyze the use of our Service, third-party vendors for payment processing, or other third-party vendors that We use to provide the Service to You.
Use of Personal Information for Business Purposes or Commercial Purposes
We may use or disclose personal information We collect for “business purposes” or “commercial purposes” (as defined under the CCPA), which may include the following examples:
- To operate our Service and provide You with our Service.
- To provide You with support and to respond to Your inquiries, including to investigate and address Your concerns and monitor and improve our Service.
- To fulfill or meet the reason You provided the information. For example, if You share Your contact information to ask a question about our Service, We will use that personal information to respond to Your inquiry. If You provide Your personal information to purchase a product or service, We will use that information to process Your payment and facilitate delivery.
- To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
- As described to You when collecting Your personal information or as otherwise set forth in the CCPA.
- For internal administrative and auditing purposes.
- To detect security incidents and protect against malicious, deceptive, fraudulent or illegal activity, including, when necessary, to prosecute those responsible for such activities.
Please note that the examples provided above are illustrative and not intended to be exhaustive. For more details on how we use this information, please refer to the “Use of Your Personal Data” section. If We decide to collect additional categories of personal information or use the personal information We collected for materially different, unrelated, or incompatible purposes We will update this Privacy Policy.
Changes to this Privacy Policy
We might periodically update this Privacy Policy to reflect changes in our practices or to ensure alignment with relevant legal or regulatory developments. Any alterations will come into effect once posted on this page. We encourage you to review this policy periodically for a comprehensive understanding of how we handle your data.
Contact Us
Should you have any questions, concerns, or suggestions regarding this Privacy Policy, please don’t hesitate to reach out to us at [email address]. Your privacy matters to us, and we are committed to addressing your inquiries promptly and comprehensively.