17 ways to save money on groceries

Inflation, the persistent specter looming over the economy in 2023, seems to have slightly loosened its grip. Yet, its presence remains uncomfortably high, casting a significant shadow over the lives of everyday Americans who are constantly confronted with soaring prices for life’s essentials, particularly groceries.

Remarkably, the data from the Consumer Price Index, which was unveiled in February 2023, reveals an alarming truth: the price of food consumed at home has surged by a staggering 11.3 percent over the past year. This eye-popping increase in food costs has been especially hard-hitting for consumers, as they grapple with a fundamental need of survival. Within this broad category, specific sectors have seen even more pronounced inflationary effects. Cereals and bakery products, for instance, have witnessed a jaw-dropping spike of 15.6 percent, while dairy products, another dietary staple, have notched up a substantial increase of 14 percent.

Amidst this fiscal turbulence, the quest to maintain control over the household’s grocery budget takes on an ever-greater significance. The challenge of balancing the family budget while keeping up with escalating grocery bills can appear Herculean, but with some strategic planning, a dash of creativity, and a keen eye for savings opportunities, it’s entirely possible to stretch your dollar further in these trying times. Here, we present 17 highly effective strategies to achieve just that:

1. Strategic Meal Planning

At the core of prudent grocery management lies the art of strategic meal planning. This method involves meticulous forethought, where you chart out your family’s meals for the entire week. This approach empowers you to avoid unnecessary purchases, reduce waste, and evade the pitfalls of spontaneous buying. Armed with a well-thought-out meal plan, your grocery shopping becomes a precision exercise in which each purchase serves a purpose.

2. Shop Solo for Savings

The act of shopping, when accompanied by family members, can be a double-edged sword. On the one hand, it’s an opportunity to bond and share choices, but on the other, it can lead to impulsive spending. To combat this, consider the advantages of shopping solo. However, this doesn’t mean your family’s input is excluded. Plan ahead by integrating their desired items into your shopping list to ensure everyone gets their preferred snacks without the temptation of unplanned purchases.

3. Optimal Shopping Times:

If there’s one unspoken truth about grocery shopping, it’s that timing is everything. Crowds in stores can have a detrimental effect on your budget. Navigating a bustling supermarket makes it challenging to scan prices and locate the best bargains. It’s wise to identify the quieter hours at your local grocery store, and once you’ve pinpointed them, make it a habit to shop during these serene periods.

4. Meat Budgeting:

Meat often constitutes a substantial portion of the grocery bill. Yet, there are clever ways to economize. For instance, depending on where you shop, ground turkey or chicken might be more wallet-friendly than their beef counterparts. By diversifying your meat choices, you can substantially reduce costs. If you’re accustomed to indulging in premium cuts, it might be time to consider cost-effective alternatives. For instance, grass-fed beef can demand a premium of up to $4 per pound over grain-fed beef, according to some estimates.

5. The Power of Generic Brands:

The generic or store-brand products that populate the store shelves are the unsung heroes of budget-conscious shopping. It’s no secret that brand-name products come with a premium price tag. While the savings on an individual item might seem trivial, the cumulative effect is significant, especially when applied across a spectrum of products. It’s worth noting that many generic products are actually produced in the same facilities as their name-brand counterparts. In fact, some generic items are identical to their brand-name counterparts, except they carry a more budget-friendly price.

6. Hygiene Beyond the Grocery Aisles:

The grocery store is often a convenient one-stop-shop for many, but it’s essential to realize that purchasing household and hygiene products at the grocery store can come at a higher cost. Seek out dedicated retailers like Walmart, Target, or dollar stores for these items, where they are often available at more competitive prices.

7. Navigate the Perimeter:

An insightful approach to economical shopping involves focusing your cart’s trajectory along the perimeter of the store. The store’s interior aisles are typically home to processed foods, which tend to be more expensive. In contrast, the outer walls house fresh produce, unprocessed foods, and healthier options, which are often more cost-effective. When you stick to the periphery of the store, you’re not just saving money; you’re also inadvertently planning healthier meals – a double win. It’s a shopping tactic that can lead to better nutrition and a healthier wallet.

8. Unlock Savings with Grocery Rewards Cards:

Financial savvy shoppers should consider harnessing the power of grocery rewards credit cards. These financial tools offer cashback or reward points for every dollar spent at the supermarket. When inflationary pressures are chipping away at your purchasing power, these cards act as a formidable shield, allowing you to recoup a portion of your expenses. These cards typically provide cashback percentages or rewards points that range between 3 to 6 percent, making a noticeable dent in your grocery bill. Some of these cards also extend their rewards to other spending categories, encompassing restaurants, gas stations, and home improvement stores.

9. Armed with a Calculator:

Bring a calculator along for your shopping journey, be it on your smartphone or a handheld device. As you navigate the aisles, tally up your grocery costs in real-time. This practice is particularly helpful when adhering to a strict budget, offering a clear overview of your expenditure. It also comes in handy when you’re faced with the decision of whether to add an unplanned item to your cart.

10. Crafty Sale Scouting:

The savvy shopper knows that knowledge is power. Make it a habit to scan local newspaper circulars or store apps to stay informed about ongoing sales and promotions. While planning your meals, consider basing your menu on the discounted items, particularly when it comes to more expensive items like meat and seafood. However, exercise caution to avoid purchasing items simply because they’re on sale if they don’t align with your meal plan.

11. Loyalty Programs:

Many grocery retailers offer loyalty programs that shoppers can enroll in. These programs typically yield reward points and coupons, which are often seamlessly integrated into the store’s app. In addition to these tangible benefits, some stores extend exclusive discounts to their loyal customers. It’s a win-win scenario where your loyalty translates into reduced grocery expenses.

12. Curbside Convenience:

In today’s fast-paced world, many shoppers are pressed for time and find themselves at risk of overspending when physically present in the store. Here’s where the convenience of curbside pickup or delivery comes into play. This digital age alternative not only saves you time but can also be more cost-effective by eliminating delivery fees. For the savvy shopper, it’s a budget-friendly option that combines convenience and savings.

13. Bulk Buying and the Art of Freezing:

Economies of scale often come into play when buying in bulk. This strategy works well for products with a reasonable shelf life. When you find deals that offer a discount on purchasing larger quantities, seize the opportunity. While it certainly comes at a higher upfront cost, the long-term savings can be substantial. For example, you might encounter a promotion that offers discounts when you buy two loaves of bread or two packages of cheese. Instead of struggling to consume these large quantities in one go, you can employ the power of your freezer. Store the surplus in your freezer to extend their shelf life, allowing you to take full advantage of the savings while reducing food waste.

14. Shopping on a Satisfied Stomach:

Here’s a golden oldie in the world of grocery shopping – never embark on this culinary adventure when you’re hungry. A rumbling stomach can be your worst enemy in the supermarket. The cravings brought on by hunger can lead to impulse purchases and a cart filled with items you hadn’t intended to buy. To stay focused and in control, be sure to have a meal or a snack before setting foot in the store.

15. Savor the Seasonal Bounty:

The seasonal ebbs and flows of produce offer astute shoppers a unique opportunity. Foods are often more expensive when they’re out of season. In contrast, seasonal produce is not only more affordable but also at its peak in terms of taste and freshness. Understanding what’s in season when can guide your meal planning, allowing you to enjoy fruits and vegetables when they’re both cost-effective and bursting with flavor.

16. The Allure of Bulk Bins:

Some grocery stores feature bulk bins that are a treasure trove for cost-conscious shoppers. These bins enable you to scoop out precisely the amount you need of items such as grains, nuts, and dried fruits. It’s an economical choice, especially when you require a smaller quantity, minimizing the risk of wasting food and money.

17. Smart Comparison Shopping:

If you’re fortunate enough to have multiple grocery stores in your vicinity, why not harness the power of comparison shopping? This strategy entails comparing products and prices across various stores to identify the best deals. While it may not be feasible to frequent multiple stores for all your groceries, you can allocate different shopping days for visits to different stores, securing the best savings while retaining convenience.

The reasons for economizing on your grocery bills extend beyond immediate financial relief. Prudent spending frees up funds that can be channeled into other vital areas of your financial life. Whether it’s to accelerate debt repayment, bolster your emergency savings, or expand your entertainment budget, every dollar saved at the grocery store plays a crucial role in enhancing your overall financial well-being.

These monetary gains can also be a powerful motivator for budget-conscious individuals, offering opportunities for personal rewards. These rewards may range from the simple pleasures of an occasional treat, such as a visit to a gourmet coffee shop, to more significant aspirations like channeling your accumulated savings towards a well-deserved vacation.


The path to spending less on groceries begins with thoughtful preparation. It involves crafting a well-structured meal plan, adhering to a shopping list, and making conscious choices. Knowledge of the seasons, sale hunting, and embracing loyalty programs further solidify your command over your grocery budget. Savvy shopping techniques like bulk buying and freezing, as well as the strategic utilization of generic brands, amplify your cost-saving efforts. The art of grocery shopping isn’t just a routine task; it’s an opportunity for financial empowerment, allowing you to maximize the value of your hard-earned dollars while ensuring your family is well-nourished and your budget remains balanced.

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